Each make and model of car that you are considering buying will cost different amounts for insurance coverage. So the actual price that you pay for your insurance premiums will differ from company to company as well as from car to car. That leaves a lot of room for saving money if you are willing to put in the time to do some research as well as compromise on the used car you are buying in order to save money. You like money, right?
Insurance brokers used to be a middle man between consumers and insurance providers. Though the industry still exists today there has been a vast shift in how people buy car insurance thanks to the internet. Previously to get insurance quotes you would need to call brokerages who would painstakingly sift through red tape to provide you with one insurance quote, for only one specific car.
If you wanted to ask a question like whether having a two door or four door would make a difference on the insurance quote you would need to begin the whole process again. Then you would need to repeat the process with other insurance brokers by flipping through the phone book and reading ads. Getting insurance quotes was literally an all day excursion.
There is a huge advantage for savvy shoppers to save money when buying a used car by using online insurance quote engines. What used to take a whole day can be completed in minutes or less, and with far greater effectiveness, by getting online car insurance quotes. If you are buying a used car and are at all flexible on what kind of car you will buy, you MUST compare insurance quotes online. You will be amazed how much insurance quotes will vary based upon the make and model of car, and to an even greater degree the year of the car.
By checking all of the different cars, and variations of the year of the vehicles that you would consider to buy, you can identify exactly which year, make and model used car you should be shopping for. Previously only insurance brokers would have access to this kind of extensive information but now you can click a few buttons and make the best informed decision possible using all available information. Take a minute and see how low of a quote you can get:
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editors note: The lowest car insurance premium that we have found to date is $49.22 per month. If you discover a monthly premium that is lower, for any car or driver, we would be interested to know how much it is and the year and make of car. Email us here if you can find a lower price on any car insurance. The current cheapest insurance quote details are shown below:
Vehicle year: 1993
Make: Ford
Model: F350 Megacab 2WD
Doors: 4
Color: Green
Driver experience: 15 years
Previous insurance claims: 1
Previous minor tickets: 3
Previous major tickets / suspensions: 0
Driver sex: M
Monthly / annual premium: $49.22 / $567.00
Shown below is the current runner up who we are listing also as the current winner is for a large pickup truck, surprisingly, and this website is devoted to cars specifically:
Vehicle year: 1999
Make: Hyundai
Model: Accent
Doors: 4
Color: Green
Driver experience: 7 years
Previous insurance claims: 0
Previous minor tickets: 1
Previous major tickets / suspensions: 0
Driver sex: M
Monthly / annual premium: $51.07 / $589.00
To see a breakdown of how and why insurance quotes will differ from car to car and year to year, read the next page in the used car buying tutorial on insurance quotes.